About
Gaurav Vashisht is an independent AI expert working at the intersection of artificial intelligence, digital assets, and enterprise finance. He is the author of The CIO Guide to Agentic AI: From Demo to Production, inventor of the patent-pending LedgerMind AI - GV-Harness™ (USPTO App. No. 64/100,775), and a Forbes Technology Council contributor whose work has appeared in The Economic Times, including “When AI Agents Start Fixing Financial Systems, Trust Becomes the Real Currency.” He is a member of AAAI, ACM, IEEE, and the Blockchain Association.
Gaurav VASHISHT
Published content
expert panel
Fintech has made financial services faster and more accessible, but misconceptions about speed, technology and innovation can obscure what actually creates lasting value. Members of the FinTech Think Tank explain how companies can build trust, improve financial outcomes and demonstrate measurable results.Fintech has spent years selling the promise of transformation: faster payments, easier investing, automated financial decisions and greater access to services once controlled by traditional institutions. That promise has largely become reality. Global fintech generated approximately $650 billion in revenue in 2025, according to McKinsey's 2026 research on the next age of fintech, while the industry entered a new phase focused increasingly on scalability, profitability and regulatory maturity.But greater adoption and investment do not mean the industry's biggest misconceptions have disappeared. Consumers can mistake a seamless digital experience for a simpler financial decision, while investors can overvalue growth, technology or speed without fully considering profitability, risk, trust and the underlying customer outcome. Members of the Senior Executive FinTech Think Tank, a curated group of financial technology experts, see a more nuanced future for the industry—one in which fintech companies must demonstrate not simply what their technology can do, but why it matters and whether people can trust it.